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We can help you write off up to 85% of unsecured debt

No Credit Checks Or Setup Fees

Write Off Up To 85% Of Your Debts

Have Interest Charges Frozen

Understandable Advice

Private & Confidential

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FCA Qualified Advisors

What is IVA & How does it work?

An Individual Voluntary Arrangement (IVA) freezes your debts and allows you to pay them back over a set period. Any money you still owe after this period is then written off. You can apply for an IVA if you can afford to pay something towards your debts but not necessarily the full amount that your creditors want.*


Reduce up to 85% of all debts

Stop harassing creditors

Pay an affordable amount each month

Freeze interest & charges

Lower repayments

Start your debt free journey today

Write off most types of debt with an IVA, including...

Credit Cards

Payday Loans

Overdue Bills

Here are just a small selection of creditors that National Debt Help can help you with.

Start your debt free journey today

Just Think

Nasty phonecalls from creditors

Borrowing money from friends and family

Doing budgets for food shopping

Payday loans you have to keep rolling over

Dreading bills because you know you can’t pay

Having your cards declined at the till

Paying hefty charges for being a few pence overdrawn

Running out of money within days of being paid

Pretending everything is ok when it’s not!