National Debt Advice Logo
  • DAS
  • Trust Deed
  • Bankruptcy
  • Debt Management Plan
  • Full & Final Settlement
  • IVA
  • Sequestration
  • DRO
  • Blog

Aperture IVA Insolvency Practitioner

Have you found that your bills are getting on top of you recently? Do your debts outweigh your income? Has the situation led to sleepless nights and you find that you can’t switch off from your money problems no matter what you do?

If this sounds all too familiar, it’s because there are more and more people in the same predicament. Credit is marketed in such an attractive way that the lure of having an available pot of money that you don’t have to pay back immediately is hard to resist. The problems come when the debt spirals out of control and they begin to take over your whole life. This can be for a variety of reasons such as long term illness, redundancy, or even just paying for everyday goods and services. How you rack up the debt is largely unimportant - how you deal with it is important, and we can help out there.

At Aperture IVA Insolvency Practitioners, we have over 23 years experience in helping people solve financial predicaments such as the ones above. We have managed millions of pounds worth of debt and have helped our clients to bring their finances back under control. Not only that, but the vast majority of them now pay less out each month as a result of seeking our help.

Who are Aperture IVA?

So, who are Aperture IVA, exactly? We are highly-skilled Insolvency Practitioners; basically, this means that we legally represent people who are in financial difficulty and help them to rearrange their debts into something that is much more manageable for them.

People’s finances are completely unique to them, so it should be a comfort to you to know that there are a variety of debt management schemes available to take this into consideration. The Aperture IVA Insolvency Practitioners will sit down with you and discuss which option they believe is the best one for you.

Possible options include debt consolidation loans, IVAs, even bankruptcy. We will discuss the pros and cons of each option and provide you with a professional recommendation for which package we believe will benefit you the most. We have helped over 30,000 to clear an average of 70% of their debts through IVAs and other financial restructuring methods, so our results speak for themselves.

Aperture IVA Debt Help

IVAs are one of the most common forms of debt management, and we are especially successful in this area. An IVA, or Individual Voluntary Arrangement to give them their full title, is a legal agreement between your creditors and yourselves. Using Aperture IVA Insolvency Practitioners as an intermediary, we would decide between us how much you can comfortably afford to pay and agree a fixed term of payment, which is usually five years. During this time all charges, interest, and fees are frozen and your creditors agree to break all contact with you regarding the debts. After this time period has elapsed, any remaining debt will be wiped off.

In addition to this, your monthly outgoings should be drastically reduced, freeing up more disposable income for you and your family. Entering into an Aperture IVA can provide the debt help that you need. It can make your finances manageable again, it can give you more money to spend each month, but most important of all, it gives you your peace of mind back. No more dreading when the next bill will land on the mat; you can take back control of your financial reigns and start to rebuild your credit score.

Aperture Debt Solutions

Aperture Debt Solutions are your opportunity to set the record straight again. There is no reason to struggle and mentally punish yourself when Aperture IVA Insolvency Practitioners can provide you with a simple solution to your problems. Regardless of why you have the debt, Aperture Debt Solutions are 100% confident that we can find a restructuring program that works for you. We will offer impartial advice, deal with you creditors for you, and help to set a plan in motion that will set up financial security for you and your loved ones.

We have helped to write of literally hundreds of millions of pounds worth of debt in just a year and a half. We have done this by working closely with the Citizens Advice Bureau, the Free Money Advice sector, but most importantly, our clients themselves. We make sure that they understand each and every aspect of their debt management package and pride ourselves on having countless numbers of satisfied clients because of our care and attention.

Become Debt-Free with Aperture IVA

Debt is an unavoidable part of modern day life. Anything that you pay for monthly like your mobile phone contract and your TV package requires you to have a credit check. A poor credit history can have untold negative effects on your ability to manage your finances responsibly and can prohibit you from obtaining further credit. The trick is to not let the debt get out of hand, but if that point has already been passed then you need to seek professional advice.

If your debts have spiraled out of control then you need to contact us immediately. You could become debt free with Aperture IVA and we can give you back the quality of life that you deserve. Don’t let your debts rule you; take positive actions by getting in touch with the best Insolvency Practitioners around, and together we can find a way for you to take control of your finances and your life.

Aperture IVA Contact Number

If you need Aperture IVA Insolvency Practitioners to help you with your debt situation then we are just a phone call away. Our lines are open Monday to Friday, 9am to 5pm, and we are confident that we can help you whatever your financial situation may be.

The Aperture IVA contact number for new clients is 0333 939 7919. Please, give us a call and let us help to free you from unnecessary financial hardship and point you in the direction of a debt-free life.

Debt Solutions

  • Debt Arrangement Scheme
  • Trust Deed
  • Bankcrupty
  • Debt Consolidation
  • Debt Management Plan
  • Full & Final Settlement
  • IVA
  • Sequestration

Worried about money?

Take the Debt Test

Other helpful blogs

  • Glossary of Debt Terms
  • Credit Card Debt Help
  • Can't afford catalogue repayments
Follow us on Facebook...
Debt Advice Trust Logo Footer
Home
FAQ
Privacy Policy
Terms & Conditions
Our Fees
Complaints Procedure

*Up to 85% of debt can be written off in some individual cases. Depending on your own situation, the amount which can be written off will vary from person to person. Realistic levels of debt to be written off are between 20% and 85%, however this depends on your current credit policy, income and personal assets.

Your information will be passed to a third party organisation working on a model of none advice. These advisors will be able to talk through all your debt options including IVA (Individual Voluntary Arrangement) opportunities with people within England, Wales and Northern Ireland. Help can only be offered following a thorough fact-finding process. When an individual meets the required criteria for an IVA, advice can then be provided. You can view our privacy policy and also terms and conditions.

*An Individual Voluntary Arrangement (‘IVA’) is subject to the customer meeting qualifying criteria and gaining creditor acceptance. Monthly IVA payments include fees and may differ to the example provided, based on the assessment made of your own personal circumstances – these fees will be clearly explained to you in writing by your IVA company. Debt write off amounts are subject to creditor acceptance and vary by individual customer based on their own financial circumstances, and are applied upon successful IVA completion. Substantiation example, Someone owes £60,000, they pay £100 over 60 months which equals £6000, write off amount would be £54,000 which is 90% of total debt level.

Your information will be provided to organisations who will go through your circumstances and tell you about possible debt solutions including IVA's. Help can only be offered following a thorough fact finding service.

There is free debt advice available through the Money Advice Services and they can be contacted on 0800 138 7777.